Thom Bachelder | Panhandle Real Estate Inc

Thom Bachelder, REALTOR®
(850) 866-5577

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2026 Housing Market Forecast

The United States housing market in late 2025 presents a complex dilemma for prospective homeowners weighing the benefits of current mortgage rates against 2026 projections. While home prices are expected to rise steadily and interest rates stabilize near six percent, waiting for a significant market correction could prove costly as inventory remains tight and competition intensifies throughout the coming year.

15DEC

The Hidden Opportunity of December 2025

While most potential homebuyers pause their search to focus on holiday festivities, savvy market watchers are identifying a unique opportunity in late 2025. With mortgage rates recently softening and competition vanishing from the marketplace, this winter offers a rare “golden window” to secure a property before the anticipated rush of Spring 2026. Discover why motivated sellers, reduced bidding wars, and favorable economic shifts make this December the perfect strategic moment to purchase your next home.

08DEC

Is the 50-Year Mortgage Worth It?

As housing affordability becomes increasingly challenging for average Americans, the fifty-year mortgage has emerged as a controversial topic of discussion. This extended loan structure offers significantly lower monthly payments, potentially allowing more buyers to qualify for homeownership, but it comes with the severe drawback of massive total interest costs and incredibly slow equity buildup, making it a double-edged sword for financial health.

Panama City, Bay County

Panama City is a city in Bay County, Florida. The city is located at 30°9’32”N and 85°39’37”W. According to the United States Census Bureau, the city’s population was 37,681. According to the last census, the median income for a household in the city was 37,890. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Panama City statistics.

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https://real-estate-website.net/myre/images/images_city/FL/ChIJQWPGKlaBk4gR8wFHLNVeWL8/1_700.jpg
Panama City, Bay County
/buildings_panama_city_idChIJQWPGKlaBk4gR8wFHLNVeWL8
Panama City is a city in Bay County, Florida. The city is located at 30°9'32''N and 85°39'37''W. According to the United States Census Bureau, the city's population was 37,681. According to the last census, the median income for a household in the city was 37,890. Please visit the city page on my website and you'll be able to see all real estate data and detailed Panama City statistics.

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Thom Bachelder

Panhandle Real Estate Inc.

2617-A W 23rd St. Panama City, FL 32405

Email: thombachelder@gmail.com

Phone: (850) 866-5577

Thom Bachelder is a seasoned real estate Broker/Owner Panhandle Real Estate Inc. based in Panama City, Florida, with over 24 years of experience in the industry. He is affiliated with Panhandle Real Estate Inc., located at 2617 W 23rd St, Suite A, Panama City, FL 32405. Throughout his career, Thom has handled a diverse range of properties, with transaction values spanning from $19,500 to $3.75 million. His expertise encompasses assisting first-time homebuyers as well as seasoned investors, dealing with properties ranging from mobile homes to luxury estates. Clients have rated him highly, with an average rating of 4.6 out of 5 based on 18 reviews. For professional inquiries, Thom can be contacted via email at thombachelder@gmail.com or by phone at (850) 866-5577.