Thom Bachelder | Panhandle Real Estate Inc

Thom Bachelder, REALTOR®
(850) 866-5577

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Behind National Housing Statistics

Broad national housing headlines often fail buyers and sellers because aggregate numbers mask a dramatic regional split across the country. While the Northeast and Midwest grapple with tight inventory and stubborn bidding wars, Sun Belt and Western markets face surging supply. Navigating today’s fractured landscape requires local absorption metrics rather than misleading national median price averages.

07SEP

Buy Now, Refinance Later

With the Federal Reserve meeting approaching, prospective home buyers face a critical dilemma: wait for anticipated interest rate cuts or buy today. However, trying to time mortgage rates carries significant financial pitfalls. Postponing a purchase risks triggering intense buyer competition and rising home prices, proving that securing negotiated seller terms today often outweighs waiting for marginal rate relief.

31AUG

30-Year Fixed vs. 5/1 ARM: 2026 Guide

With traditional 30-year fixed mortgage rates hovering around 6.6% to 6.7%, many prospective homebuyers are actively exploring lower-cost financing alternatives. A 5/1 adjustable-rate mortgage offers significant upfront interest savings during the initial five-year period, but it introduces long-term payment uncertainty. Understanding interest rate caps, moving horizons, and future refinancing risks is essential before choosing an adjustable mortgage.

Panama City, Bay County

Panama City is a city in Bay County, Florida. The city is located at 30°9’32”N and 85°39’37”W. According to the United States Census Bureau, the city’s population was 37,681. According to the last census, the median income for a household in the city was 37,890. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Panama City statistics.

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https://real-estate-website.net/myre/images/images_city/FL/ChIJQWPGKlaBk4gR8wFHLNVeWL8/1_700.jpg
Panama City, Bay County
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Panama City is a city in Bay County, Florida. The city is located at 30°9'32''N and 85°39'37''W. According to the United States Census Bureau, the city's population was 37,681. According to the last census, the median income for a household in the city was 37,890. Please visit the city page on my website and you'll be able to see all real estate data and detailed Panama City statistics.

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Thom Bachelder

Panhandle Real Estate Inc.

2617-A W 23rd St. Panama City, FL 32405

Email: thombachelder@gmail.com

Phone: (850) 866-5577

Thom Bachelder is a seasoned real estate Broker/Owner Panhandle Real Estate Inc. based in Panama City, Florida, with over 24 years of experience in the industry. He is affiliated with Panhandle Real Estate Inc., located at 2617 W 23rd St, Suite A, Panama City, FL 32405. Throughout his career, Thom has handled a diverse range of properties, with transaction values spanning from $19,500 to $3.75 million. His expertise encompasses assisting first-time homebuyers as well as seasoned investors, dealing with properties ranging from mobile homes to luxury estates. Clients have rated him highly, with an average rating of 4.6 out of 5 based on 18 reviews. For professional inquiries, Thom can be contacted via email at thombachelder@gmail.com or by phone at (850) 866-5577.